There can be a lot to think about – and pay for – when you’re buying a property, but one of the most important things to consider is your surveyor.
This is according to Jon Charters-Reid, who has recently published a book entitled ‘How to be a Smarter House Buyer’. Speaking to the Yorkshire Post, he shared some top tips for buyers, and stressed the importance of undertaking a survey of any property you are considering buying.
“The one piece of advice I return to again and again is to hire a local, independent surveyor,” he stated.
A property survey will look at the condition of the building overall, and should identify any issues to do with its structure, as well as problems with things like drainage, damp proofing, roofing and a host of other things.
Mr Charters-Reid added that you should get a survey whether you are buying a new home or a period property, as there can be hidden issues with any building that a thorough survey should pick up. He stressed that new-build properties are just as likely to have problems as their older counterparts.
He also advises buyers to pay to have a survey conducted before making an offer, as the findings of the survey could affect how much you should be paying for the house or flat.
So, despite the temptation to save some money, not having a survey done could cost you in the long run.
Last year, The Cooperative Insurance revealed the most common mistakes made by first-time buyers, which included losing out on the savings offered through combined buildings and contents insurance by purchasing the two separately, and failing to arrange buildings insurance in time for the date of exchange and instead waiting until they had completed the sale.
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